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  • 1. How can I earn extra points from by Bellco Visa Platinum Rewards Card?
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    Rewards cardholders earn extra points based on when they make purchases at the following types of merchants: Triple Point MCC 5941 SPORTING GOODS STORES 7997 MEMBER CLUBS/SPORT/REC/GOLF 7999 RECREATION SERVICES 5661 SHOE STORES 7992 PUBLIC GOLF COURSES 5655 SPORTS/RIDING APPAREL STORES 5940 BICYCLE SHOPS/SALES/SERVICE 7033 TRAILER PARKS/CAMPGROUNDS 7032 SPORTING/RECREATIONAL CAMPS Double Point MCC 5542 AUTOMATED FUEL DISPENSERS 5541 SERVICE STATIONS 4899 CABLE, SAT, PAY TV/RADIO SVCS 4814 TELECO  More...
  • 2. Which MCC codes are included for Colorado’s Reward Card?
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    Triple Point MCC 5941 SPORTING GOODS STORES 7997 MEMBER CLUBS/SPORT/REC/GOLF 7999 RECREATION SERVICES 5661 SHOE STORES 7992 PUBLIC GOLF COURSES 5655 SPORTS/RIDING APPAREL STORES 5940 BICYCLE SHOPS/SALES/SERVICE 7033 TRAILER PARKS/CAMPGROUNDS 7032 SPORTING/RECREATIONAL CAMPS Double Point MCC 5542 AUTOMATED FUEL DISPENSERS 5541 SERVICE STATIONS 4899 CABLE, SAT, PAY TV/RADIO SVCS 4814 TELECOMMUNICATION SERVICES 4816 COMPUTER NETWORK/INFO SVCS
  • 3. What is included in “Sporting Goods, Recreation and Fitness” for the triple points with Bellco’s Visa Platinum Rewards card?
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    Purchases made at well known retailers like Sports Authority, Dick’s Sporting Goods, REI, Bass Pro Shop, Big 5, Gander Mountain and Cabalas are all included. You will earn triple points at running stores, bike stores, golf courses, and ski shops. You can also get triple points on season ski passes, club sports, even gym and yoga memberships. RV campgrounds are also included. If you’re not a super-outdoorsy person, all shoe stores including DSW, Off Broadway, Payless Shoe Source and F  More...
  • 4. Can I get triple points for buying sporting goods at stores like Walmart?
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    Walmart and other big stores like this do not qualify for triple points because the extra points are credited based on how merchants register with Visa. Merchants must register with Visa using a merchant category code (MCC). If the merchant has registered with Visa using a MCC that is included in the following categories, then purchases made at those stores will earn triple points.
  • 5. What is included in the Double Points categories?
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    Bellco’s Visa Platinum Rewards Card is designed to be Colorado’s Rewards Card, so it’s a card made to fit your lifestyle. You can use it for all of your regular monthly purchases and get extra points for things you need. Gas, phone, internet, cable and satellite are purchases you make on a regular basis. With a Platinum Rewards Card, you’ll also earn extra points and get maximum value from your card.
  • 6. Can I get cash back when I use my Visa® Debit Card?
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    You can get cash back when you use your Bellco Visa® Debit card at ATMs and many merchant locations. To get cash back at a merchant, press DEBIT instead of CREDIT . You will be prompted to enter your PIN and select the amount of cash that you want to complete the transaction.
  • 7. How can I sign for my Visa® Debit card when there is a PIN pad or terminal?
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    On many terminals, pressing CREDIT allows you to sign for your transaction. However, other terminals require you to swipe your card without being able to select CREDIT/DEBIT , and then prompt you for your PIN. In such cases, either press CANCEL to be able to sign or tell the cashier you prefer to sign for your transaction.
  • 8. Why do some merchants not require a signature or PIN for my Visa® Debit card transactions?
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    Many merchants do not require a PIN or signature for Visa Debit card transactions under $25. This helps speed up checkout. Similarly when you shop online or by phone and can’t sign for your purchase, you still receive all the benefits your Visa Debit card provides when you select Visa as your payment option.
  • 9. What are EMV Cards?
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    EMV-enabled cards (named for developers Europay, MasterCard and Visa) are debit and credit cards embedded with a microprocessor chip. These cards (also known as Chip Cards) have been widely used in Europe and Asia for years. As a technology, EMV uses a payment-security approach based on smartcard technology that adds dynamic data to the transaction stream, rendering replay of payment transactions impossible. More important, because every card contains a complex encryption, Chip Cards are nearly   More...
  • 10. If I don't know my PIN, will my transaction still go through?
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    Select the CREDIT option when you pay for your transaction and then the merchant will ask you to sign for the transaction. This will allow you to complete your transaction without your PIN.
All information provided through this site is intended to be accurate. However, there may be inaccuracies from time to time which we will make every attempt to correct immediately. Information provided is intended to assist you in making decisions and does not eliminate the need to discuss your particular circumstances with a qualified professional.