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  • 1. What are Bellco's CD rates? Public
    Click here to view Bellco's current CD rates. There are many ways you can open a CD. 1. Online Banking - Click here to learn how to open a CD on Online Banking. 2. Branch - Click here to find a branch location. 3. Phone - Contact us at 303-689-7800 (1-800-BELLCO1). If you're not a member, click here to apply online.
  • 2. How often do Bellco’s certficate of deposits (CD) pay interest? Public
    Interest compounds daily and is credited to your account on the last day of the month. Click here to learn more about Bellco's CDs.
  • 3. What happens if I need to cash in my certificate of deposit (CD) or share certificate early? Public
    If you cash in your certificate of deposit (CD) early you will be assessed an early withdrawl penalty. Click here to learn more about CD Penalties.
  • 4. Is my money safe in a certificate of deposit (CD)? Public
    Yes, Bellco CDs are insured thru NCUSIF . The basic insured amount for a credit union member is $250,000. Share accounts may each be separately insured up to $250,000 with properly completed account applications. IRA share accounts and CDs are insured to $250,000. Please contact Bellco representative for information on how you may extend your insurance coverage. Stop by a branch or call 303-689-7800 or (1-800-BELLCO outside metro Denver).
  • 5. What is a certificate of deposit (CD) and why should I invest in one? Public
    A CD is the right choice when you want guaranteed earnings and won’t need your savings right away. You’ll earn top interest rates while saving for college, a house or car, or retirement – whatever your goals and needs. Click here to view current rates or open a Bellco CD.
  • 6. Are there any restrictions to Bellco’s Youth CD? Public
    Yes, the Youth CD is available only to members who are 24 years of age and younger and can only be the Tax Owner on one Youth CD.
  • 7. How much money can I invest in Bellco Certificates of Deposit (CDs)? Public
    Bellco offers several CD account options and terms to fit the member's needs. The minimum deposit needed to open a Traditional CD is $500. A Smart Move CD requires a minimum deposit of $2,500. This product offers several benefits that are not available on a Traditional CD account. For a Jumbo CD account, a minimum opening deposit of $100,000 is required. Bellco deposits are insured through NCUSIF. The NCUA has prepared an Insurance Toolkit that provides publications and information for con  More...
  • 8. How do certificate of deposits (CDs) work? Public
    When you purchase a CD, you are investing a specific amount of money for a specific period of time (known as the term ). Bellco will pay you interest that has accrued at the end of each month. When your CD matures you will receive the money you originally invested plus the interest that has accrued during the term. There will be a 10 day period from date of maturity to add funds to the CD, withdraw funds from the CD, or redeem the CD in its entirety. If you choose to do nothing the CD during th  More...
  • 9. What do I do if my kids already have Bellco accounts and want to switch to Youth Accounts? Public
    It's easy to switch your kids existing Bellco account to a Youth account so they can take advantage of the great benefits of these accounts. You can make the changes at one of our branches or contact us at 303-689-7800 (1-800-BELLCO1).
  • 10. Is the Youth CD available in terms other than 12 months? Public
    Bellco’s Youth CD is only available for a 12 month term.
All information provided through this site is intended to be accurate. However, there may be inaccuracies from time to time which we will make every attempt to correct immediately. Information provided is intended to assist you in making decisions and does not eliminate the need to discuss your particular circumstances with a qualified professional.