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  • 1. What are the different benefits and requirements of Bellco Checking accounts? Views: 324 Featured Content Public
    Compare each Bellco checking account side-by-side .
  • 2. What is the difference between Total Balance and Available Balance? Views: 5303 Public
    Total Balance is the amount currently in your account. Available Balance is the Total Balance minus any holds. Holds can include ATM transactions that have been authorized but haven't cleared the account yet, checks that are pending, and certain deposited items. Pending transactions clear based upon the total balance. The easiest way to review your total vs. available balance is to log into Online Banking and click the checking account tab.
  • 3. What is an ABA (routing) number and what is Bellco’s ABA (routing) number? Views: 1651 Public
    An American Banking Association (ABA) number, also known as the Routing and Transit number, uniquely identifies Bellco and is used in check processing. Bellco’ s ABA (routing) number is 302075018 . This number is the first 9 digits listed at the bottom of your checks .
  • 4. My check came back "unable to locate account". Why? Views: 1215 Public
    This is a somewhat common error that occurs when another institution incorrectly enters your account data. You will want to obtain a copy of the check from the other financial institution by requesting the payee to obtain a copy, and compare the account number typed versus the account number on your check. Most likely the account number typed in will be a digit off of your actual checking account number.
  • 5. What happens if I overdraw my HSA account? Views: 1214 Public
    You will be assessed a $31 NSF fee, just as you would with a standard checking account. We will, however, be unable to honor an NSF check or provide any type of overdraft protection. The Internal Revenue Service (IRS) states that a negative balance in your HSA plan is prohibited by federal law. This means that you cannot have any transaction, fee or charge that causes your HSA plan to have a negative balance. It is extremely important that you do not overdraw your HSA plan. If you do, it is a pr  More...
  • 6. I want to transfer money online to Bellco from another bank or credit union. How do I do that? Views: 1030 Public
    Bellco gives you the ability to transfer money into or out of your Bellco accounts online. There is no charge to transfer money into your Bellco accounts. There is a $2 fee to transfer funds from your Bellco accounts to another financial institution. To get started, log into Online Banking and in the left navigation click Transfers and then Other Institutions . A new window will pop-up. Click on Manage Accounts in the top navigation. Enter the ABA Routing Number from your other financial institu  More...
  • 7. How do I order a payoff statement for my loan? Views: 1003 Public
    You can contact us at 303-689-7800 (1-800-BELLCO1) to request a written payoff statement or you can fax a request to 303-689-7831. Once the request has been received, a payoff statement will be returned to you within 48 hours.
  • 8. How do I make a payment to my loan online? Views: 770 Public
    Log into Online Banking and click on the loan you want to pay. If you have enough money in your savings or checking to make the full payment, you will see a Payment button in the Account Recap section of your loan. For example, if your next payment is $100.00 and you have $100.00 or more in your savings or checking account, you will see the payment button. If you have the $100.00 spread out between different savings and checking accounts (ie $25.00 in Savings, $50.00 in Checking, $25.00 in Mo  More...
  • 9. How do I redeem my points on my Visa Platinum Rewards Credit Card? Views: 629 Public
    To redeem your points for your Visa Platinum Rewards Credit Card for travel, merchandise or cash rewards go to https://www.bellcocoloradorewards.com and register your account.
  • 10. Can third party checks be deposited through ATMs? Who needs to endorse a third party check? How do I sign a check over to someone? Views: 602 Public
    If you deposit a third party check through an ATM, it must be a Bellco ATM. In order for funds to be released, it must be endorsed by both parties, which means the payee must sign the back of the check as well as the person depositing the check. Third party checks that are deposited through a shared branch ATM will not be accepted and will most likely be returned. Here’s an acceptable example: If the check is payable to the order of Sue Smith and she wants to sign the check over to Betty  More...
All information provided through this site is intended to be accurate. However, there may be inaccuracies from time to time which we will make every attempt to correct immediately. Information provided is intended to assist you in making decisions and does not eliminate the need to discuss your particular circumstances with a qualified professional.